When your foreign card is declined

Right now

1. 1Before you switch to another card, look for a different payment option on the same screen, like quick pay or an overseas payment choice.
2. 2If overseas payment is blocked, turn on international use in your card issuer's app.
3. 3If that still fails, check whether the service has a separate route that accepts foreign cards.

What to have ready

• Two or more cards: If one is blocked somewhere, another may go through.
• Your card issuer's app: Where you check international-use settings and alerts.

Phrases you can copy and paste

Step by step

1. 1

   See where it failed

   Whether sign up worked but payment failed, or the card would not register at all, changes the fix. Find out which step first.

2. 2

   Check the settings on the card issuer's side

   Where:

   Card issuer app, customer service

   An overseas-payment block, a limit or a fraud block may be on. This is fixed at the card issuer, not the service.

3. 3

   Try a different payment method

   On the same service, registering quick pay, using a foreign-card checkout, or switching from the app to the web can work.

4. 4

   If it still fails, route around it

   A bank transfer, paying in person, or topping up a domestic quick-pay account are other paths a service may allow.

The Korean words

간편결제ganpyeon-gyeolje· quick pay

Saving a card as an in-app payment method.

해외 결제haeoe gyeolje· overseas payment

A payment on a card issued abroad. Your issuer may block it by default.

이상거래 차단isang-georae chadan· fraud block

The issuer blocking what it reads as a suspicious charge. A call clears it.

Easy to miss

• ·Sign up can go through while a foreign card quietly fails at the payment step.
• ·The card can be fine and still be declined because of the issuer's overseas-payment block.

You can skip this if

• If you already have a domestic account or a domestic card, you can skip this one.